The MSBS Fund
In the DFRDB Scheme your contributions are paid into Consolidated Revenue -that is they are paid to the Commonwealth. Similarly, all benefits are paid from Consolidated Revenue. For the MSBS, only the employer component is paid from Consolidated Revenue. Your own contributions will be paid into the MSBS Fund. They will be invested and will earn interest. When you leave the ADF you will receive a lump sum made up of your own contributions and all the interest earned, unless you elect to leave your contributions in the Fund to a later date. This is called the employee or member financed benefit.
Military Superannuation and Benefits Scheme (MSBS) Implementation Team