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The Next Step is to inform you of what will happen between now and the day you will need to make a decision about transferring from the DFRDB Scheme to the MSBS.

In the DFRDB Scheme your contributions are paid into Consolidated Revenue -that is they are paid to the Commonwealth. Similarly, all benefits are paid from Consolidated Revenue. For the MSBS, only the employer component is paid from Consolidated…

In June 1986, as part of a National Wage Case, the Conciliation and Arbitration Commission allowed employers and unions to negotiate superannuation arrangements costing no more than 3 % of wages. These arrangements are generally referred to as 3 …

While the majority of benefits for single and married members are identical in the DFRDB Scheme and MSBS, death benefits do differ. This leaflet provides information on death benefits which may be of interest to you if you do not have a spouse or any…

The retention benefit is a lump sum in-service payment which will be offered to you if you are a member of the MSBS who has served in the Defence Force for more than 15 and less than 20 years and who has reached the rank of Sergeant (E), Major (E) or…

This pamphlet is intended to provide a quick introduction to Reasonable Benefits Limits. The full details are fairly complex, so this introduction can be no more than a general guide. If your total superannuation benefits come from MSBS, it is…

In this leaflet, some of the most commonly asked questions about the MSBS are answered.

This leaflet tells you about some of the important features of the MSBS.

Explanatory Memorandum

A summary of the Military Superannuation and Benefits Scheme