This leaflet raises a number of issues which you may need to think about in deciding whether DFRDB or MSBS is better for you. It is not intended to provide a detailed guide to the benefits in the DFRDB Scheme and the MSBS. An overview and comparison…
ADF members must maintain a high standard of fitness. Many servicemen and women have to retire from the ADF as invalids even though they are not permanently disabled. Most are able to find new jobs as civilians. The aim of the MSBS is to give…
This leaflet is intended to help you evaluate the information you will receive in your personal information statement and the estimates produced by the computer benefit forecaster (known as 'FRED')
This leaflet is a guide to the taxation provisions that apply to the Defence Force Retirement and Death Benefits (DFRDB) scheme. In the event of any discrepancy between this leaflet and the Defence Force Retirement and Death Benefits Act, 1973, or…
When you contribute to the MSBS you are not only providing a superannuation benefit for your retirement, but also an insurance benefit for your dependants or estate in the event of your death. In the MSBS, spouses, children and orphans are regarded…